Check Card Information

You can use your Master Money^® Check Card for purchases wherever retailers accept Master Card^®.   The amount will be deducted conveniently from your checking account.

When you present your Master Money^® Check Card for payment, the cashier will ask you to choose between "credit" or "debit" before they complete your transaction.  Depending on your choice, the transaction will be carried out one of two ways:

Debit: If you replied "Debit", your purchase will be completed as an on-line transaction through the ATM network.  The amount will be deducted almost immediately from your available balance, so you will be asked to enter your personal identification number (PIN) as an added safety measure.

Credit: If you replied "Credit", your purchase will be completed as an off-line transaction and may not be immediately deducted from your account.  You will be asked to sign a receipt just as when using a traditional credit card to verify your identity.